Construction Loans in Dallas, TX
Hard money construction loans for ground-up development projects in Dallas and surrounding areas.
Get Started
Why choose our construction loans?
Fast Approval
Get pre-approved in 24-48 hours with our streamlined application process.
High Leverage
Up to 90% LTV and 100% of rehab costs for qualified projects.
Quick Closings
Close in as few as 7-10 days to secure your investment property.
Flexible Terms
6 to 24 month terms designed for real estate investors.
About Construction Loans
Construction loans provide specialized financing for ground-up development projects, enabling investors and developers to build new residential or commercial properties from the foundation up.
Applications & Uses
Construction loans serve diverse development strategies throughout the expanding Dallas-Fort Worth metroplex. Single-family spec home construction represents a primary application, where builders acquire finished lots and construct market-ready homes for sale to owner-occupants.
Common Challenges
Ground-up construction financing presents unique challenges that conventional lending often cannot address adequately. The extended timeline and multiple risk phases inherent in construction create complexity that standard loan products aren't designed to handle.
Our Approach
Our construction lending program begins with thorough evaluation of the complete development proposal, including land acquisition, construction costs, timeline projections, and exit strategy. We engage experienced construction lenders who understand the building process.
Dallas-Fort Worth Market
Dallas-Fort Worth's continuous growth creates robust demand for new construction across residential and commercial sectors. Population inflows exceeding 100,000 annually drive housing demand that existing inventory cannot satisfy.
How It Works
Our streamlined process gets you from application to funding quickly.
Apply Online
Complete our simple online application with basic project details.
Get Pre-Approved
Receive pre-approval within 24-48 hours with terms and conditions.
Submit Documents
Provide property information, purchase contract, and required docs.
Close & Fund
Close in as few as 7-10 days and receive your funding.
Frequently Asked Questions
What experience is required for construction loans?
We require demonstrated construction experience, either through previous projects or partnerships with established builders. First-time developers may qualify with experienced general contractors and strong project plans.
How do construction loan draws work?
Funds are disbursed in draws based on completed work verified by inspection. Typical draw schedules include foundation, framing, mechanicals, and completion milestones.
Explore Other Loan Programs
Fix and Flip Loans
Quick funding for property acquisition and renovation projects with fast approvals and competitive rates.
Bridge Loans
Short-term financing to bridge gaps between transactions with fast approvals and flexible terms.
Rental Property Loans (DSCR)
DSCR loans for rental properties using property cash flow for qualification instead of personal income.
Ready to get started?
Apply now for Construction Loans and get pre-approved in as little as 24 hours.